Welcome to Superior Mortgage, I'm Max Ozkural, your New York home loan expert dedicated to making sure your home purchase or refinance experience is top-notch.
Contact Me Today! Apply Now!New York
Mortgage RatesAll mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Max Ozkural to receive a personalized rate for your specific situation.
New York
Refinance RatesAll mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Max Ozkural to receive a personalized rate for your specific situation.
I found Max through a real estate forum and he came highly recommend, so I gave him a call and we talked for a very long about real estate investing and strategies to acquire the best deals. After a short while I found a deal that was rock solid and once I had a contract signed Max got me to closing in less then three weeks "INSANE"!!! I really cant say enough good things about Max and how he helped me secure my very first real estate investment. He was extremely knowledgeable about the loan process and walked me through the lending process step by step. Max is someone you definitely want in your corner and I can not wait to bring him my next deal.
Max was with us every step of the way and even answered our questions at any time of the day. My husband and I could not have asked for better service. There were no negative surprises throughout the process. The one surprise was that our rate was actually lower than he originally quoted us! Looking to forward to buying and investment property with Max in the future.
Honest, hardworking and a pleasure to do business with. Max and his team got my family the house we wanted at a rate we couldn’t beat. I would use him again on my next purchase
As a Financial Advisor, it is my duty to ensure that all people that seek me out for advice are steered in the proper direction, so i take great care in selecting who i build professional relationships with to send clients in the event they need a specific service. Knowing Max professionally for a number of years now, I can say with confidence that he is the man you need to see during your homebuying experience. Not only is he professional in nature but he is willing to go above & beyond to make sure that your dream purchase becomes a reality. He takes great care in learning about what your situation looks like in order to help put you, the buyer, in a position of strength. Not only am i comfortable directing my personal clients to see Max during their homebuyer experiences, I ,myself, have utilized Max as my trusted advisor since I have begun my homebuying experience & he has not disappointed. I literally had the information I needed to shop within minutes of me giving him the information he needed. Overall, you can't go wrong by working with Max from Superior Mortgage.
My wife and I had struggled to find a loan to allow us to buy our first home. We were referred to Max Ozkural by a friend of ours who had used him to buy their dream home. Max and his team were extremely accommodating in all areas and were diligent, hard-working, and respectful. Even in this rising rate environment, Max was able to secure us a fantastic mortgage rate and my wife and I have officially purchased our first home. I will absolutely be referring all of my friends and family to Max in the future. Thank you for all of your help!!
Max was available any time of day to answer all of my questions. He took the time to explain the process to me and made sure I understood every step of the way. There’s no one else I would trust handling my mortgage!
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
5%
1%
5%
Principal & Interest $1421
Monthly Taxes $1421
Monthly HOA $1421
Monthly Insurance $1421
*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.
5%
1%
5%
Principal & Interest $1421
Monthly Taxes $1421
Monthly HOA $1421
Monthly Insurance $1421
Monthly Mortgage Insurance $0
*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
0%
1%
4.5%
Principal & Interest $1421
Monthly Taxes $1421
Monthly HOA $1421
Monthly Insurance $1421
Purchase Price $1421
VA Funding Fee $1421
Amount Financed $1421
*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
January 22, 2021
With today’s low mortgage rates, there’s great opportunity for current New York renters to make a move into homeownership that stretches each dollar a little bit further. While the best timeline to buy a home is different for everyone, the question remains: Should I continue renting or is it time for me to buy? The answer…
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January 15, 2021
A tidy, tasteful home will catch any buyer's eye. That's why many people put effort into fixing up—and even staging—the interior of their home before putting it on the market and hosting open houses. But did you know that an unkempt exterior could deter potential buyers from even setting foot in the door? That's right.…
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January 9, 2021
When you get a mortgage in New York, there are several options you can choose from, including FHA, VA, and USDA mortgages. The one you select will determine how big a down payment you’ll need, what credit score you should have and all the other requirements you’ll need to meet. But choosing the right mortgage product…
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