Realize Your Dream of Home Ownership

Welcome to Superior Mortgage, I'm Max Ozkural, your New York home loan expert dedicated to making sure your home purchase or refinance experience is top-notch.

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Max Ozkural

Max Ozkural

VP, Head of Business Development
NMLS# 1074882

(845) 391-1776 Email Me

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Real Customer Experiences

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Current

New York

Mortgage Rates

FHA Loan Purchase - 30 Year Fixed

Rate2.49%
1W Change 0.00%
APR3.425%
1W Change 0.01%
Last Updated: 05/12/2021

Conventional Loan Purchase - 30 Year Fixed

Rate2.82%
1W Change 0.02%
APR3.218%
1W Change 0.01%
Last Updated: 05/12/2021

VA Loan Purchase - 30 Year Fixed

Rate2.50%
1W Change 0.04%
APR2.815%
1W Change 0.08%
Last Updated: 05/12/2021

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Max Ozkural to receive a personalized rate for your specific situation.

Current

New York

Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate3.29%
1W Change 0.22%
APR4.334%
1W Change 0.18%
Last Updated: 05/12/2021

Conventional Loan Refinance - 30 Year Fixed

Rate3.31%
1W Change 0.10%
APR3.726%
1W Change 0.09%
Last Updated: 05/12/2021

VA Loan Refinance - 30 Year Fixed

Rate3.14%
1W Change 0.00%
APR3.374%
1W Change 0.00%
Last Updated: 05/12/2021

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Max Ozkural to receive a personalized rate for your specific situation.

  • Max Ozkural of Superior Mortgage has a broad knowledge of finance as well as a complete mastery of the many available mortgage programs. He has patience, determination, and persistence. His passion for his work expresses itself in complete devotion to customer needs. His availability to answer questions and solve problems never fails to impress. Walter Heitner of the Mark Seiden Real Estate Team - May 13, 2020
  • Great service from Max Ozkural and entire Superior Team! Noor Fateh - May 6, 2020
  • Max was amazing to work with! His passion & knowledge of the business truly show and his service was second to none. He got us a lower rate than we were expecting and even helped on save on closing cost! Matthew Colon - April 13, 2020

More from Zillow

5.00 Rating ∙ 6 Reviews on Zillow

Smart, Motivated, & Focused Real Estate Professional.

Emillio Henry - 01/02/2021

I found Max through a real estate forum and he came highly recommend, so I gave him a call and we talked for a very long about real estate investing and strategies to acquire the best deals. After a short while I found a deal that was rock solid and once I had a contract signed Max got me to closing in less then three weeks "INSANE"!!! I really cant say enough good things about Max and how he helped me secure my very first real estate investment. He was extremely knowledgeable about the loan process and walked me through the lending process step by step. Max is someone you definitely want in your corner and I can not wait to bring him my next deal.

Loan Type Other
Loan Purpose Purchase
Mortgage services provided by MAX OZKURAL - New York New York

Made the process SO easy!!!

livvmcguire - 11/11/2019

Max was with us every step of the way and even answered our questions at any time of the day. My husband and I could not have asked for better service. There were no negative surprises throughout the process. The one surprise was that our rate was actually lower than he originally quoted us! Looking to forward to buying and investment property with Max in the future.

Loan Type Jumbo
Loan Purpose Purchase
Loan Program 30 Year Fixed
Mortgage services provided by MAX OZKURAL - New York New York

Making a stressful process much easier

zuser201505091729582 - 11/04/2019

Honest, hardworking and a pleasure to do business with. Max and his team got my family the house we wanted at a rate we couldn’t beat. I would use him again on my next purchase

Loan Type FHA
Loan Purpose Purchase
Loan Program 30 Year Fixed
Mortgage services provided by MAX OZKURAL - New York New York

Professional, Courteous & Extremely Competent.

Tim Colson - 11/21/2018

As a Financial Advisor, it is my duty to ensure that all people that seek me out for advice are steered in the proper direction, so i take great care in selecting who i build professional relationships with to send clients in the event they need a specific service. Knowing Max professionally for a number of years now, I can say with confidence that he is the man you need to see during your homebuying experience. Not only is he professional in nature but he is willing to go above & beyond to make sure that your dream purchase becomes a reality. He takes great care in learning about what your situation looks like in order to help put you, the buyer, in a position of strength. Not only am i comfortable directing my personal clients to see Max during their homebuyer experiences, I ,myself, have utilized Max as my trusted advisor since I have begun my homebuying experience & he has not disappointed. I literally had the information I needed to shop within minutes of me giving him the information he needed. Overall, you can't go wrong by working with Max from Superior Mortgage.

Loan Purpose Purchase
Mortgage services provided by MAX OZKURAL - New York New York

AWESOME EXPERIENCE

Tyler8787 - 10/17/2018

My wife and I had struggled to find a loan to allow us to buy our first home. We were referred to Max Ozkural by a friend of ours who had used him to buy their dream home. Max and his team were extremely accommodating in all areas and were diligent, hard-working, and respectful. Even in this rising rate environment, Max was able to secure us a fantastic mortgage rate and my wife and I have officially purchased our first home. I will absolutely be referring all of my friends and family to Max in the future. Thank you for all of your help!!

Loan Purpose Purchase
Loan Program 30 Year Fixed
Mortgage services provided by MAX OZKURAL - New York New York

Great Service

Grace - 10/17/2018

Max was available any time of day to answer all of my questions. He took the time to explain the process to me and made sure I understood every step of the way. There’s no one else I would trust handling my mortgage!

Loan Type Conventional
Loan Purpose Refinance
Loan Program 15 Year Fixed
Mortgage services provided by MAX OZKURAL - New York New York

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

$1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Curious about refinancing your home in New York? Rates are historically low and now may be the right time to start saving money every month!

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
Moving Tips Part #1 – Preparing To Move New York May 7, 2021

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Most people enjoy moving to a new house but hate the actual moving process. That’s why it can be so important to make things as easy and as stress-free as possible. It’s nearly impossible not to get stressed at all, that’s normal. The point is to lessen the natural stress of moving by taking part…

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Differences Between Condos And Townhomes

Whenever you’re in the market for a new home, seeing all of these different words can be confusing. Did you think a condo was just an apartment? Are you confused by duplexes and townhouses? Well, you’re not alone. The names of different types of houses and housing units can be confusing. The easiest way to make…

Read More
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Mortgage Insurance vs. Homeowners Insurance

If you’re obtaining a mortgage to buy a house, then you could have two types of insurance, homeowners insurance and mortgage insurance. Homeowner’s insurance is sometimes referred to as hazard insurance. These policies cover damage to your property and losses you might suffer in a natural disaster, flood, break-in or other unexpected circumstance. Much like…

Read More
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Contact Max Ozkural

Max Ozkural

578 Route 32
Highland Mills, New York 10930
(845) 391-1776
NMLS# 1074882
  • Zillow

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